Hello Ladies!I hope everyone had a fun Halloween, and it is hard for me to believe it is November already. I love the Holidays, and I remember in my 20s , I used to buy my Christmas gifts and have them wrapped in my closet by now! Well, things have slowed down a bit, and I am not that organized, and found that it really didn't help me to buy early, i would just find things and continue to buy closer to the Holidays!  So I would spend more money. So, I take them as they come and like to...